Procrastination is in the eyes of the beholder. Some tasks that once were approached with excitement and fervor may now seem tedious and difficult. As we get older, it seems that the everyday task may have become that which we look at with dread. Alas, we’ll get to it “someday…”
The completion of your task may be as likely as “someday” being officially declared the eighth day of the week- it’ probably won’t happen. The result? If we are talking retirement planning, the results can be disastrous. When children… Continue reading
Remember the Stones song? “But if you try sometime, you just might find, you get what you need.” It’s true really, if you know where to look… 
One component of most business owners, often overlooked, is a clear and concise exit plan. You’ve taken the leap to go into business, worked hard for many years, and at some time (either voluntarily or not at the time of your choosing) it’s time to leave the business. When it’s time to transfer ownership of your business, have you considered: 
A Couple of weeks ago, Senator John Kerry announced that he will be introducing privacy legislation, the “Commercial Privacy Bill of Rights Act of 2011,” for Senate approval. Essentially, the proposed act expands and defines what privacy means to us as Americans, and the severe penalties for companies and entities that are covered by the act and their responsibilities. Those covered are the bigger companies that have contact with 5,000 or more persons during any consecutive 12 month period. Penalties for them may be up to $3 million dollars depending on… 
If you’re a TV watcher like me you seem to be bombarded by commercials on a regular basis. They pitch, they sell, they create dreams and will do anything to try and get us to part with our money for their products and services. As we watch these commercials, one after another the big question you have to ask yourself is ” do I really have any idea what this commercial is all about- what are they trying to say?” 
RMD’s are the government’s way of saying “we’ve deferred the taxes on your IRA long enough- it’s time to pay up.” It starts in the year in which you attain the age of 70 1/2- and must be paid by April 15th of the following year. Why blog about this now- it’s not the end of the year? Here’s why… 
As homeowners, we are in the habit of making sure our homeowners insurance is up to date- if you have not done a review in the past 3 years, drag it out, dust it off and check out the fine print. Our goal is to protect our property as well as our wealth in the unlikely event that we have a property catastrophe or heaven forbid someone gets hurt on our property. But what if you live in an apartment, or your kids do… read on… 
If you are not an elder, I urge you to continue to read this blog. Whether it’s your parents, friends or neighbors, or someone you may help whom you don‘t yet know, this tragedy is prevalent in the US and must be stopped. 
Last week I wrote about how important it is for us all to review our spending habits. In these unfamiliar economic times, it is more important for us all to review how and where we spend our money, and tighten up? Right? Not according to the government… 
There’s no denying we are in an economic time unseen by a generation. Unemployment, housing, oil, (thankfully) no inflation, near zero bond and savings account returns and a plethora of new territory has us immersed in a new world…and as they say in Brooklyn: “How you doin’?” 