The terrible crisis in Haiti reminds us that life is precious and can take a turn at any time. Our heart goes out to the millions of people that are affected by this tragedy. What if, heaven forbid, you were there on vacation when the earthquake struck? What would you be doing to ensure the safety of you and your family?
As a Certified Financial Planner™ my role is to prepare our clients for the potholes and pitfalls that befall us at any time without warning. A natural disaster, however, is one that is impossible to predict. It is possible, however, to be as prepared as you may be able to. Below please find the FEMA recommendations to have your own disaster supplies kit. While each situation is different based on geography, family unit, etc. please take a moment to review it and see how you may prepare yourself and your family to cope with a natural disaster.
The following items are recommended for inclusion in your basic disaster supplies kit:
- Three-day supply of non-perishable food.
- Three-day supply of water – one gallon of water per person, per day.
- Portable, battery-powered radio or television and extra batteries.
- Flashlight and extra batteries.
- First aid kit and manual.
- Sanitation and hygiene items (moist towelettes and toilet paper).
- Matches and waterproof container.
- Whistle.
- Extra clothing.
- Kitchen accessories and cooking utensils, including a can opener.
- Photocopies of credit and identification cards.
- Cash and coins.
- Special needs items, such as prescription medications, eyeglasses, contact lens solutions, and hearing aid batteries.
- Items for infants, such as formula, diapers, bottles, and pacifiers.
- Other items to meet your unique family needs.
If you live in a cold climate, you must think about warmth. It is possible that you will not have heat. Think about your clothing and bedding supplies. Be sure to include one complete change of clothing and shoes per person, including:
- Jacket or coat.
- Long pants.
- Long sleeve shirt.
- Sturdy shoes.
- Hat, mittens, and scarf.
- Sleeping bag or warm blanket (per person).
Be sure to account for growing children and other family changes. You may want to add additional items to your basic disaster supplies kit depending on the specific needs of your family.
Maintaining Your Disaster Supplies Kit
Just as important as putting your supplies together is maintaining them so they are safe to use when needed. Here are some tips to keep your supplies ready and in good condition:
- Keep canned foods in a dry place where the temperature is cool.
- Store boxed food in tightly closed plastic or metal containers to protect from pests and to extend its shelf life.
- Throw out any canned good that becomes swollen, dented, or corroded.
- Use foods before they go bad, and replace them with fresh supplies.
- Place new items at the back of the storage area and older ones in the front.
- Change stored food and water supplies every six months. Be sure to write the date you store it on all containers.
- Re-think your needs every year and update your kit as your family needs change.
- Keep items in airtight plastic bags and put your entire disaster supplies kit in one or two easy-to-carry containers, such as an unused trashcan, camping backpack, or duffel bag.
With today’s technology, using a portable flash drive to periodically download your banking, investment and personal data can be invaluable in the case of lost information, or the rebuilding of your financial life. Do you have a family or business disaster plan in place: what have you done to prepare for the unexpected? Be ready…be safe…be ahead of the curve.
