When I think Thanksgiving, I think turkey (and napping) family time, lots of laughs and a time of comfort. As we look back on the past year, perhaps some of the time felt like it was somewhat thankless: unemployment, depressed housing, war, and the like. While the tough times seem to stick into our minds above the good, this Thanksgiving I give you good thoughts about remembering the good things…
While your IRA or 401(k)… Continue reading
In the “post recessionary” time we are in, the effects are still to be noted on small business, which is the driving force of small town as well as large city economics. When we are forced to retire an employee early, careful thought is put into the decision by the employer as to the effects of the business from a balance sheet standpoint. Unfortunately, sometime the small business owner loses a key employee suddenly, due to death, disability or… Continue reading
Estate planning involves just that…planning. When new client’s come in to our office, we collect and review all of their statements and paperwork. One of the biggest “blunders” we see is outdated beneficiaries on an IRA account.
In today’s fast moving world, we sometimes forget to update information that we entered onto a form after a period of time. If you have had any changes in your life with regard to family, business or estate matters… Continue reading
Well today is Veterans Day as I write this blog and it is always a day that causes me to pause and reflect on my time that I served in the United States Navy. I look back on the years that I served with fond memories. I always tell my wife that I would so much enjoy a reunion with many of my shipmates as there was a strong bond that I formed at the time with both those like myself who were enlisted for… Continue reading | 1 Comment
This week finds us smack dab in the middle of earnings season, with the major companies reporting daily. These announcements have the power to rock the market up down and sideways…not that we need another reason to increase volatility! Congressional hearings, compensation to bailed-out firms, compensation packages and the soon to be introduced Barney Frank to-big-to-be-allowed-to-fail package. The outrage of the public (I know I am not too happy) over the millions of… Continue reading
My daily routine, upon waking up, typically starts with a half hour of work out on my exercise bicycle while listening to the news. I like to think I am maximizing the use of my time! The problem I have had for quite some time now, however, were the annoying interruptions disguised as commercials by the political candidates who threw an incredible amount of mud at each other. Fortunately it’s that time again when everyone can take a good… Continue reading
Typically for me it is around this time of the year that I begin the process of formally organizing my tax records for the purpose of sharpening my pencil, or more specifically, my excel spreadsheets, to see what my tax liabilities appear to look like for the year. I like to think of myself as being a savvy individual who recognizes that by carefully reviewing my tax forecast I might have the opportunity before the end of the year to execute some steps… Continue reading
