Monthly Archives: July 2009

Financial Planning For Women

Women are different from men. No…really! Other than the obvious, financial planning for women is very different than financial planning for men. As a group women earn less, bringing in only 73%* as much as men over the course of their lives whether they take time off to raise a family, inequities in the workplace, or a propensity to choose lower paying professions. According to the last U.S. Census Bureau statistic in this area, the median income for women in 2000 was $27,355 compared with $37,339 for a man. That means that the average working woman is starting with a… Continue reading

Do You Really Need A Financial Planner?

No matter how much money you make, it just makes sense to keep track of your cash flow, meaning that which goes in and out. Even if you do a good job of that, there are important times in your life when consulting with a professional financial adviser makes sense.

Almost every major life event – finding or losing a job, getting married or divorced, having a baby, buying a home — is likely to have a major impact on your finances. A new job may mean you are making more money — no problem there as long as… Continue reading